Buying Costs Calculators
Buying property in South Africa involves significant costs beyond the purchase price. On a R1.5M property, expect to pay an additional R50,000–R90,000 in transaction costs. These calculators help you budget accurately before you sign.
Transfer Duty Calculator
Calculate SARS transfer duty for any property purchase price
Transfer Costs Calculator
Full transfer cost breakdown including attorney fees and Deeds Office
Bond Registration Calculator
Calculate bond registration attorney fees and Deeds Office charges
Total Buying Costs Calculator
Every single buying cost in one calculation: duty, attorneys, bond costs
FLISP Subsidy Calculator
Check your First Home Finance subsidy amount and new repayment
First-Time Buyer Calculator
Complete cost guide tailored for first-time home buyers
Deposit Impact Calculator
See how different deposit sizes affect your repayment and total interest
Conveyancing Fees Calculator
Calculate attorney conveyancing fees based on the LPC guideline tariff
Fixer-Upper Calculator
Calculate true total cost of buying and renovating a fixer-upper vs buying move-in-ready
Fire Safety Compliance Calculator
Estimate SANS 10400-T fire safety compliance costs by property type — residential to commercial.
Flat vs House Calculator
Compare the true monthly cost of a flat versus a house at the same price — levy, maintenance, security.
Property Search Cost Calculator
Calculate the true cost of finding a property — DIY, agent, or buyer's agent strategy comparison.
Key Buying Costs in South Africa
The main costs when buying property are: transfer duty (a SARS tax, zero below R1,210,000), transfer attorney fees (based on LPC tariff), bond registration attorney fees (if you're taking a home loan), and Deeds Office fees. First-time buyers earning under R22,000/month may also qualify for a FLISP government subsidy.